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Autonomo in Spain: Costs, Taxes & Registration Guide 2025

Thinking of freelancing from Madrid, Málaga, or Mallorca? As autonomo in Spain you call the shots, invoice clients, and pay taxes straight to the government. Here’s the plain-English playbook: what it is, what you need, how to sign up, what it costs, and how to keep more of what you earn.

Autonomo in Spain explained

Autonomo = self-employed sole trader.
You bill under your own name, charge VAT (IVA) where required, and pay a monthly social-security quota plus quarterly taxes. No payroll department - just you and the tax forms.

Freelancer

What you need to set up as autónomo

Before you touch the first form, gather these six items:

  1. Passport photo page - clear colour scan or photo.
  2. Selfie holding that passport - identity check for the digital certificate.
  3. NIE certificate or TIE card - front and back images.
  4. Spanish IBAN bank account - the cuota will be auto-debited.
  5. Spanish mobile phone number - needed for SMS codes.
  6. Email address - where Hacienda and Seguridad Social will send notices.

Registration checklist

  1. Get a digital certificate (certificado digital) - download from FNMT, verify at a police station or online.
  2. Modelo 036 or 037 at the Tax Agency - declare your activity code (IAE), business start date, and VAT status.
  3. Register for the Social Security system (RETA) - within 30 days of step 2. Choose the income band that matches your expected profit.
  4. Activate direct debit (domiciliación) for your monthly quota and tax payments.
  5. Optional extras - open a dedicated business bank account, register a trade name, hire a gestoría if paperwork scares you.

Prefer to skip the paperwork? renn can handle everything - send the documents listed in the “What you need to set up as autónomo” section and we’ll do the rest.

How much does an autónomo cost in Spain?

Cost typeWhen you pay2025 range
Social‑security quotaMonthly80 € first 12 months; 200 € – 590 € from year 2
IRPF pre‑paymentQuarterly20 % of profit via Modelo 130*
VAT (IVA)QuarterlyNet of collected vs input VAT
Gestoría (optional)Monthly50 € – 100 €
Civil liability (optional)Yearly≈ 200 €

* Skip Modelo 130 if 70 % of your invoices carry a 15 % withholding.

Autonomo social-security quotas 2025

Net monthly profit (€)Quota (€)
≤ 670200
670 – 900220
900 – 1 125.90260
1 125.90 – 1 300280
1 300 – 1 700294
1 700 – 1 900310
1 900 – 2 330350
2 330 – 2 760390
2 760 – 3 190430
3 190 – 3 620470
3 620 – 4 050505
4 050 – 6 000530
6 000 +590

In the first year you benefit from a flat‑rate quota of 87 € per month - this discount can sometimes be extended for extra years - before switching to the standard income‑based bands.

Autonomo tax rates Spain

Taxable slice (€)IRPF rate
0 – 12 45019 %
12 450 – 20 20024 %
20 200 – 35 20030 %
35 200 – 60 00037 %
60 000 – 300 00045 %
300 000 +47 %

Benefits of being autónomo in Spain

Autonomo taxes

Deductions and savings

Common mistakes to avoid

  1. Under-claiming expenses - claim every deductible cost to legally lower your tax.
  2. Ignoring the annual VAT summary (Modelo 390) in January.
  3. Mixing personal and business expenses - keep receipts and bank accounts separate.
  4. Forgetting to adjust your income band - overpaying quota for months.
  5. Paying taxes late - surcharges start at 5 % and rise fast.

Autonomo vs. limited company (SL) : legal key differences

Point Autónomo (sole trader) Freelancer company (SL)
Liability Unlimited Limited to share capital
Tax IRPF 19–47 % Corporate tax 25 %
Social security Income‑based quota Director pays cuota; staff on payroll
Setup cost < €100 ~ €1 000–€1 500 + €1 capital
Image & funding Solo pro Easier bank loans, investors

Bottom line

As autonomo in Spain you trade company payslips for independence. Gather the six-item kit, register with Hacienda and RETA, budget the 200 € - 590 € quota, and stay on top of quarterly returns. Do that, claim every deduction, and you can run a global freelance business from any Spanish café or beach.